Mydayis and ADHD Life Insurance

By May 25, 2018ADHD

 

Mydayis is the new medication that has recently come on the market (2017) to treat Attention Deficit Hyperactivity Disorder (ADHD).

Mydayis represents an evolution in the treatment of ADHD.

For Gen Xers like myself (people in their mid to late 30’s, 40’s, and early 50’s born between 1965 and 1984), having ADHD is a real issue in living our lives as best we can, and medications—like Mydayis—can offer pragmatic solutions.

In this article, I will discuss the following:

  • an overview of what ADHD is as well as its symptoms,
  • a synopsis of what Mydayis is, how it differs from other ADHD medications on the market like Adderall, and how I believe it’s an evolution in the treatment of ADHD, and
  • how Mydayis effects life insurance.

If you are a Gen Xer with ADHD who would like to proceed with getting life insurance quotes and skip this article, you can generate life insurance quotes from up to 20 A-rated life insurance companies on the life insurance quoter here.

What is Attention Deficit Hyperactivity Disorder, and what are the symptoms?

According to this source, ADHD is a “highly genetic, brain-based syndrome that has to do with the regulation of a particular set of brain functions and related behaviors.”

The symptoms of Attention Deficit Hyperactivity Disorder include the following:

  • Inattention,
  • Hyperactivity,
  • Impulsivity, and
  • Moodiness.

Attention deficit hyperactivity disorder can develop in childhood or in adulthood. It is estimated that around three million American have attention deficit disorder, many of whom are untreated.

There are a multitude of causes for ADHD that people have put forth over the years including genetics (which is what most scientists believe today), bad parenting, sugar and carb-based diets, too much TV, lead-based paint, or even, that it’s a made up illness.

It is not a made up illness.

ADHD (as well as the criteria for diagnosing the condition) is listed in the Diagnostic and Statistical Manual of Mental Disorders fifth edition (DSM5), which is the worldwide authoritative guide for diagnosing mental disorders.

Credence is given to authoritative sources on this blog.

Treatments for Attention Deficit Disorder include:

  • Therapy,
  • Diet, Exercise, Meditation, and
  • Medication.

So, what about this new medication—Mydayis—that is used to treat ADHD?

Adderall and Ritalin are household name medications used to treat Attention Deficit Hyperactivity Disorder.

Mydayis is a a new medication that just came on the market in 2017 that represents an evolution in the treatment of ADHD.

According to this this source, “Mydayis is a long-acting, triple-bead, mixed amphetamine salts formulation used for once-daily treatment of symptoms of attention deficit disorder (ADHD or ADD) in adolescents and adults 13 and older”.

The dosages for Mydayis are the following: 12.5 mg, 25 mg, 37.5 mg, or 50 mg.

The triple-bead mixed amphetamine salts causes instant release of the drug in the human body, delayed release of the drug in the human body, and extended release of the drug in the human body.

What does that mean?

It means:

  • The medication will last longer (16 hours as opposed to Adderall’s 12 hours)
  • Mild euphoria at the onset of taking the medication (as opposed to great euphoria from Adderall and Ritalin)
  • Little to no comedown (as opposed to the crash and depression associated with Adderall and Ritalin)
  • Less risk of dependency because less euphoria (as opposed to Adderall and Ritalin).

Therefore, Mydayis truly is an evolution in the treatment of ADHD.

How does Mydayis effect life insurance?

Mydayis—like all medications used in the treatment of ADHD–will effect each user’s life insurance differently.

Life Insurance companies look at the following factors when evaluating a life insurance applicant using Mydayis:

  • Duration and Length of Mydayis use
  • Dosage of Mydayis
  • Medical records
  • Life insurance medical exam.

Your medical records will list dosage and duration of MyDayis use and your other medical history—your medical records, in combination with your life insurance medical exam which is a prerequisite for most large life insurance policies, will give life insurance companies enough information to rate you for the particular life insurance policy you are seeking.

The bottom line: Mydayis use may have no impact on your life insurance rate or a moderate impact on your life insurance rate, depending on a number of criteria, but especially your overall health.

Mydayis users can certainly get Preferred and Standard Plus rates for life insurance which are excellent rates.

I hope this has been a help introductory article on what ADHD is and some of the common symptoms of ADHD, common treatments for ADHD including medication, and the newest medication on the market used in the treatment of ADHD, Mydayis. Because it lasts longer, has little to no comedown, and less risk of dependency, I believe it is an evolutionary drug in the treatment of attention deficit hyperactivity disorder.

If you are a Gen X with ADHD and want quotes for life insurance, you can generate your own life insurance quotes from 20 A-rated companies (like Prudential, Mutual of Omaha, Banner Life, etc.), right here. Generating your own life insurance quotes will take less than five minutes of your time.

If you would prefer to discuss your life insurance needs with me directly, moreover, email me at robert@weigelinsurance.com, message me through linkedin, or contact me here.

 

Until next time and until next life insurance article,

 

Robert Weigel

Life Insurance Agent for Generation X

www.weigelinsurance.com

robert@weigelinsurance.com

 

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Author rweigel12

I'm an Insurance Agent.

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